Coinbase has secretly changed their terms for bank transfers from May 2nd and people are falling victim to predatory practices.

See these threads for similar issues:http://bit.ly/2HQfofJ many others.The process used to be - send money to Coinbase, let's say £100. When you send via bank transfer it turns up within the hour and then you deposit that into Coinbase Pro (formerly GDAX) and then send on to Binance or wherever, overall fees were like... 15pNow, when you deposit into Coinbase, the funds are locked for 5 days, for UK, EU and US customers. You are totally unable to move them to Coinbase Pro, so your only choice is to convert direct to ETH or BTC from Coinbase and eat a fee that's something like 4%.Email support gives you this line:For your account’s security and to prevent any potential fraudulent activity, you will be unable to withdraw these funds or send the value of this deposit from Coinbase for 5 calendars days after deposit.Which is funny, because I can just convert it to BTC or ETH straight on Coinbase and then send it wherever I please.So if I was accessing John Smith's account fraudulently, I could transfer his money into his Coinbase account, swap it for BTC and shoot it off to anywhere in the world within the hour.This does NOTHING for safety and security, it's simply a means for Coinbase to force you into eating their 4% fee. In fact, you can't even withdraw back to your bank account. Your money is literally stuck for 5 days in Limbo and the only way to "Get out of Jail" early is to pay the 4% fee.Coinbase, fuck you. I'm not using this shit any more.For anyone in the UK, get a free Revolut account, aside from being an awesome travel card, you can send GBP and exchange it to Euro instantly at an Interbank exchange rate. Then send this Euro to Bitstamp where you have the freedom to exchange it for many different Crypto's and send those on to Binance or your exchange of choice for a miniscule fee.Fuck you Coinbase.

Submitted June 02, 2019 at 06:02PM

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